NAPAA has partnered with the UNFCU Financial Advisors™ to provide you with an expanded range of financial, insurance, retirement and credit union products and services.
UNFCU Financial Advisors™ is a wholly owned subsidiary of the United Nations Federal Credit Union —serving the United Nations community since 1947. UNFCU Financial Advisors™ is committed to helping you realize your short and long-term financial goals and objectives as well as assess risk and insurance needs.
Take advantage of these innovative, comprehensive and flexible programs and services today!
As your partner, we provide you with valuable programs that represent our commitment towards assisting you with retirement issues that you won't find at other firms. Whether it's maximizing your retirement income or assisting you with downsizing your home, we are committed to providing valuable products and services.
We invite you to explore our Retirement Solutions website for more details. For more information please call 1-212-476-8700, or email info@unfcuadvisors.com. Office hours Monday-Friday 8AM-5PM EST.
Securities offered exclusively through Raymond James® Financial Services, Inc. Member FINRA/SIPC, an independent broker/dealer, and are: NOT NCUA or any government agency Insured; NOT GUARANTEED by the United Nations Federal Credit Union; Not a deposit; Subject to risk and may lose value. UNFCU is an independent entity.
This site is published for residents of the United States only. Raymond James Financial Advisors may only conduct business with residents of the states for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
Securities offered exclusively through Raymond James® Financial Services, Inc. Member FINRA/SIPC, an independent broker/dealer, and are: NOT NCUA or any government agency Insured; NOT GUARANTEED by the United Nations Federal Credit Union; Not a deposit; Subject to risk and may lose value. UNFCU is an independent entity.
This site is published for residents of the United States only. Raymond James Financial Advisors may only conduct business with residents of the states for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
Securities offered exclusively through Raymond James® Financial Services, Inc. Member FINRA/SIPC, an independent broker/dealer, and are: NOT NCUA or any government agency Insured; NOT GUARANTEED by the United Nations Federal Credit Union; Not a deposit; Subject to risk and may lose value. UNFCU is an independent entity.
This site is published for residents of the United States only. Raymond James Financial Advisors may only conduct business with residents of the states for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
Securities offered exclusively through Raymond James® Financial Services, Inc. Member FINRA/SIPC, an independent broker/dealer, and are: NOT NCUA or any government agency Insured; NOT GUARANTEED by the United Nations Federal Credit Union; Not a deposit; Subject to risk and may lose value. UNFCU is an independent entity.
This site is published for residents of the United States only. Raymond James Financial Advisors may only conduct business with residents of the states for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
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LifeThere are two basic polices: Term Life and Regular Life (also known as Whole Life). To determine whether Term or Whole Life Insurance is right for you, |
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MedicalMedical insurance helps pay medical bills and other expenses in the case you become sick or injured. The coverage may pay your physician, hospital, or pharmaceutical expenses. Policies may provide additional funds if you are incapacitated for an extended period of time. Speak with an Insurance Centre Representative for more information. |
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ResidentialIt is designed to protect a homeowner, a condo or coop unit owner, and even a tenant in a rental property. It is a series of coverage that insures both Property and Liability exposures. Liability Coverage is automatic on U.S. based policies. [ Get Quote ] |
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AutomobileCoverages are written to conform to local laws, and policies will vary from state to state. [ Get Quote ] |
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Personal PropertyYou may own more valuable possessions than you realize. Personal Property insurance helps to protect your valuable personal property in the event that your existing homeowners insurance has deductibles or limitations. |
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Personal Liability UmbrellaPersonal Excess liability also called "umbrella insurance" can provide an extra layer of liability coverage to protect you. |
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Long Term CareLong-Term Care (LTC) insurance covers the high cost of nursing home or at-home care – the focus of increased concern for many people, considering the aging population and uncertainty about government-sponsored program. Without proper planning, a serious accident or illness could very quickly deplete your hard-earned savings. Only Long-Term Care insurance can provide you with the financial security you need and deserve in your retirement years. |
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Travel Short Term MedicalWhether you are traveling for business or pleasure, the Atlas plan may be just what you're looking for. Plans are available from a minimum of 5 days up to a maximum of one year. At no additional cost, the Atlas Series adds coverage for Emergency Medical Evacuation, Acts of Terrorism and Complications of Pregnancy. [ Get Quote ] |
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Travel AccidentTravel Accident features high limit Accidental Death and Dismemberment and high limit Permanent and Total Disability insurance - including coverage for most Acts of War and Terrorism. This plan may be purchased alone or as a supplement to any other product. No underwriting is required! |
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Student MedicalStudent Medical is designed specifically to meet the insurance needs of international students. Whether you are looking for individual coverage or coverage for the entire family, our Select and Budget options have the features you need. Each plan includes coverage for Emergency Medical Evacuation, Intercollegiate Sports, Acts of Terrorism and more! [ Get Quote ] |
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Pet HealthUNFCU now offers Pet Health Insurance through Petplan. After 30 years of protecting pets around the world, Petplan is now the world’s largest pet insurance provider and is recommended by more veterinarians, breeder and pet owners than any other provider. Once your pet is insured the covered for life feature protects your pet for illnesses and injuries without age limits as long as the policy is renewed each year without any break in coverage. To receive an additional 5% discount, use promo code SPD76667. [ Get Quote ] |
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Kidnap & RansomKidnap, Ransom and Extortion insurance provides numerous benefits and services to the applicant and the insured. Kidnap, Ransom & Extortion Insurance provides coverage for kidnappings and other events through a combination of financial indemnification and expert crisis management. |
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MovingMoving insurance provides a broad range of worldwide coverage for you and your family’s belongings at every stage during a move - from packing to unpacking. With hassle free claim processing and premiums costing significantly less than insurance from moving companies, once packed, your family can concentrate their thoughts and energies elsewhere, secure in the knowledge that they are covered wherever they go. [ Get Quote ] |
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Vacant HomeInsuring a vacant home is a particularly troublesome aspect of any move. In most jurisdictions, domestic insurers are reluctant to cover vacant dwellings. This product provides insurance coverage for vacant principle or secondary dwellings located anywhere in the world. [ Get Quote ] |
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International LifeNeed long term international term life coverage? International Life will cover you up to ten years while residing abroad. This life insurance plan is useful for individuals relocating abroad who require family, corporate or bank protections. Basic Life, Terminal Illness and Double Indemnity options are available to fit your needs. [ Get Quote ] |
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International MedicalInternational Medical is available to individuals in locations around the world. The plan is annually renewable and offers comprehensive medical coverage worldwide. An option to exclude coverage within the US and Canada is available. Optional Dental, Term Life and AD&D are also available. |
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Critical Illness CoverageMaximize your chance of a full and fast recovery from the most life-threatening illnesses, including cancer and heart disease. This is a low cost approach to critical illness coverage that dedicates a deductible-free $2 million limit for access to the world’s foremost surgeons and health facilities. [ Get Quote ] |
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AutomobileFor U.S. based vehicles the basic coverage is for third party liability, and Insurance for damage to the vehicle is optional. While outside the U.S., coverage begins with the vehicle and Third Party Liability is available as an option. Special forms such as European Green Cards are included at no additional cost. |
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Travel Short Term MedicalWhether you are traveling for business or pleasure, the Atlas plan may be just what you're looking for. Plans are available from a minimum of 5 days up to a maximum of one year. At no additional cost, the Atlas Series adds coverage for Emergency Medical Evacuation, Acts of Terrorism and Complications of Pregnancy. [ Get Quote ] |
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Travel AccidentTravel Accident features high limit Accidental Death and Dismemberment and high limit Permanent and Total Disability insurance - including coverage for most Acts of War and Terrorism. This plan may be purchased alone or as a supplement to any other product. No underwriting is required! |
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Student MedicalStudent Medical is designed specifically to meet the insurance needs of international students. Whether you are looking for individual coverage or coverage for the entire family, our Select and Budget options have the features you need. Each plan includes coverage for Emergency Medical Evacuation, Intercollegiate Sports, Acts of Terrorism and more! [ Get Quote ] |
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Kidnap & RansomKidnap, Ransom and Extortion insurance provides numerous benefits and services to the applicant and the insured. Kidnap, Ransom & Extortion Insurance provides coverage for kidnappings and other events through a combination of financial indemnification and expert crisis management. |
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Belongings & LiabilityBelongings and Liability Insurance has your belongings covered. Our comprehensive program, designed expressly for professionals of all nationalities working outside of their home country, offers superior coverage and worldwide claims service. [ Get Quote ] |
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MovingMoving insurance provides a broad range of worldwide coverage for you and your family’s belongings at every stage during a move - from packing to unpacking. With hassle free claim processing and premiums costing significantly less than insurance from moving companies, once packed, your family can concentrate their thoughts and energies elsewhere, secure in the knowledge that they are covered wherever they go. [ Get Quote ] |
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Vacant HomeInsuring a vacant home is a particularly troublesome aspect of any move. In most jurisdictions, domestic insurers are reluctant to cover vacant dwellings. This product provides insurance coverage for vacant principle or secondary dwellings located anywhere in the world. [ Get Quote ] |

The WelcomeHomeProgram™ is a FREE, multi-faceted service that offers assistance with buying, selling and financing real estate as well as relocation and rental services and resources. This unique program will save you time and money By signing up and using one of our recommended agents, you can earn up to $2,400 cash back* on the sale or purchase of your home (US only). We also provide services and discounts on apartment rentals in Manhattan and the Washington D.C. area.
Visit the WelcomeHomeProgram™ website and/or contact us to learn more!
To learn more, please call 1-212-324-3900, or email info@unfcuadvisors.com. Office hours Monday-Friday 8AM-5PM EST.
*Cash back not available by law in some states. All real estate commissions are negotiable. You must be represented by the assigned program real estate firm at closing to qualify. Contact the program for terms and conditions and to confirm eligibility. Consult your tax advisor with respect to the correct tax treatment of any cash back you receive.
Securities offered exclusively through Raymond James® Financial Services, Inc. Member FINRA/SIPC, an independent broker/dealer, and are: NOT NCUA or any government agency Insured; NOT GUARANTEED by the United Nations Federal Credit Union; Not a deposit; Subject to risk and may lose value. UNFCU is an independent entity.
This site is published for residents of the United States only. Raymond James Financial Advisors may only conduct business with residents of the states for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
We will help you select and implement cost-effective benefit plans that meet your business goals and employee needs. Our benefit consultants will create a customized service plan for you that clearly defines the guidance and support you'll receive, such as:
To learn more, please call 1-212-324-3900, or email info@unfcuadvisors.com. Office hours Monday-Friday 8AM-5PM EST.
Securities offered exclusively through Raymond James® Financial Services, Inc. Member FINRA/SIPC, an independent broker/dealer, and are: NOT NCUA or any government agency Insured; NOT GUARANTEED by the United Nations Federal Credit Union; Not a deposit; Subject to risk and may lose value. UNFCU is an independent entity.
This site is published for residents of the United States only. Raymond James Financial Advisors may only conduct business with residents of the states for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
Establishing and maintaining an excellent employee retirement plan is a highly desirable goal but often challenging to accomplish. An attractive program helps attract quality employees to your company, maintain good morale and reduce employee turnover. As an SEC Registered Investment Advisor, UNFCU Financial Advisors is ideally equipped to assemble retirement plans for you. Our service delivery model is very flexible and we will work with you to design an advisory service program that is customized to your needs. Additionally, our focus on the retirement planning needs of employees and members has led to the creation of innovative programs such as Income Solutions®.
Products/Services
We provide cost-efficient retirement-plan services that are designed for you and your employees. We have developed a relationship with a third party record-keeper and administrator to provide affordable, flexible and customized 401(k)/profit sharing services. Your employees could benefit from our commitment, resources, and experience to establish a retirement plan for your business.
UNFCU Financial Advisors offers independent investment advisory services to you as the plan sponsor. Included are the following services:
Securities offered exclusively through Raymond James® Financial Services, Inc. Member FINRA/SIPC, an independent broker/dealer, and are: NOT NCUA or any government agency Insured; NOT GUARANTEED by the United Nations Federal Credit Union; Not a deposit; Subject to risk and may lose value. UNFCU is an independent entity.
This site is published for residents of the United States only. Raymond James Financial Advisors may only conduct business with residents of the states for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
The management of your assets is a dynamic process. Balancing assets and liabilities creates challenges and opportunities.
Managing a prudent and viable portfolio is our business. We know how to deliver integrated strategies that can utilize a wide array of capabilities that encompass planning, investment management and sound asset liability management.
You can rely on our knowledge, experience and expertise to enable you to select appropriate asset allocation strategies. We can assist you with your investments and cash flow for your organization.
Investment Philosophy
We base our approach to effective investment management on the following core beliefs:
Our Investment Process
Securities offered exclusively through Raymond James® Financial Services, Inc. Member FINRA/SIPC, an independent broker/dealer, and are: NOT NCUA or any government agency Insured; NOT GUARANTEED by the United Nations Federal Credit Union; Not a deposit; Subject to risk and may lose value. UNFCU is an independent entity.
This site is published for residents of the United States only. Raymond James Financial Advisors may only conduct business with residents of the states for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
As an advisor, we can assist you with the purchase of a Fidelity or Surety Bond that meets your required regulations and your duties to safeguard your operations. Internal theft from employees is just has traumatic as fraudulent violations. If you thought about reviewing Bond coverages, we can help.
Commercial Property and Casualty
As a companion to most Bond packages, insuring your buildings, contents, and equipment around the world is of equal importance. Guided by our principles of Trust, Service, and Experience, we can assist you with making sure you have the proper insurance coverage.
To learn more, please call 1-212-324-3900, or email info@unfcuadvisors.com. Office hours Monday-Friday 8AM-5PM EST.
Why is Lifelong Income Essential For Today's Retirees?
Advances in medical care and healthier lifestyles have substantially increased life expectancy in America. Today nearly half of males age 65 will live beyond age 85. The numbers are even greater for women. Couple age 65, at least one person has nearly a 50% chance of living beyond age 92!
Living longer, healthier lives is certainly an exciting proposition, but ensuring that your retirement savings will last 20 to 30 years, and possibly longer, is a challenge; therefore income sufficiency must be a critical part of a successful retirement plan. Income Solutions® provides a guaranteed income stream for life.
Take Control of Your Retirement with Income Solutions®
Income Solutions® is an innovative immediate income annuity program designed to help you reduce the risk of outliving your retirement assets. This unique program provides the tools, education, and application necessary to easily convert a portion of your retirement savings (401k, IRA or other qualified plan account ) into a steady income stream for life.
How Does It Work?
Purchase institutionally priced immediate income annuities which, due to reduced costs, offer lower commissions and a competitive quote process, generally resulting in higher monthly income payments¹ than a traditional retail annuity.
The Income Solutions® website features easy to use tools that help you estimate how much monthly income you will need based on your expenses. Retirement income planning advisors are available to assist you at any stage of the process.
Features & Benefits of Income Solutions®
¹Annuity payments are guaranteed by the issuing insurance company.
To learn more please call 1-212-324-3900, or email info@unfcuadvisors.com. Office hours Monday-Friday 8AM-5PM EST.
Securities offered exclusively through Raymond James® Financial Services, Inc. Member FINRA/SIPC, an independent broker/dealer, and are: NOT NCUA or any government agency Insured; NOT GUARANTEED by the United Nations Federal Credit Union; Not a deposit; Subject to risk and may lose value. UNFCU is an independent entity.
This site is published for residents of the United States only. Raymond James Financial Advisors may only conduct business with residents of the states for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.