Insurance Coverage

Kidnap & Ransom Coverage

Traveling to or within an area with a history of kidnappings? If so, are you considering purchasing Kidnap and Extortion Protection Insurance? Our kidnap insurance specialists are recognized as world leaders providing support to those in need of this critical protection.

A study of Kidnap and Extortion Insurance begins with analysis of the policy terms and conditions; there are no ‘standard’ policies, each insurance company offers coverage terms to satisfy the needs of a particular client. Coverage can be made available to include the following:

Repayment of ransom due to kidnapping
Repayment of sums paid due to extortion
Repayment of kidnap/extortion funds stolen during transit
Payment of Crisis Response Consulting fees
Repayment of medical/psychiatric expenses necessitated by kidnap
Payments for Accidental Death & Dismemberment occasioned by kidnap

Crisis Response Consultants

Our policies include the services of a crisis response consultancy to aid families or corporations with the recovery of victims. When someone is kidnapped it quickly becomes apparent that this consultancy is the most valued element of the kidnap insurance product. One of the oldest and most experienced of all such consultants, Control Risks, serves our clients when a crisis occurs. Visit their website at http://www.control-risks.com to learn more about how their services could make the difference between life and death when the worst occurs.

Critical Illness Coverage

As a complement to the Kidnap and Ransom Insurance, UNFCU Financial Advisors also offers Global Critical Illness Insurance Coverage. Maximize your chance of a full and fast recovery from the most life-threatening illnesses, including cancer and heart disease. This is a low cost approach to critical illness coverage that dedicates a deductible-free $2 million limit for access to the world’s foremost surgeons and health facilities.

Richard Johnson

Richard has been an active leader in the commercial insurance industry for more than forty years. In his more senior roles he served as Director of Risk Management for a NYSE multinational conglomerate and later as an executive with one of the world's largest multinational insurance brokerage firms, directing the risk and insurance programs of both public and private companies. During the twenty years preceding his current position with UNFCU Financial Advisors, Richard was a senior vice president and director of one of the largest insurance agencies in America.

Among his varied specialties, Richard is renowned as a global expert in kidnap/ransom insurance. Having worked during the past twenty-five years with almost every insurer offering K&R insurance – and with their respective crisis response consulting firms – his experience with their practices and procedures, including actual results in a variety of kidnap cases, offers clients a unique and valuable perspective.

For more information please contact:

1-212-324-3900
info@unfcuadvisors.com