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DIPLOMATS
Investment Management - US, Global & Multi-Currency
The management of your assets is a dynamic process. Wealth creates challenges and opportunities.
Tax and estate laws are in constant flux. Above all, the financial realities you and your family face are constantly changing. Managing wealth is our business. We know how to deliver integrated strategies that can utilize a wide array of capabilities that encompass planning, investment management and trust services, among others.
Markets rise and fall. Portfolio values fluctuate. You can rely on our knowledge, experience and expertise to enable you to select appropriate asset allocation strategies.
Investment Philosophy
We base our approach to effective investment management on the following core beliefs:
- Diversification and balance:
Diversification across asset classes (together with the appropriate asset weightings within portfolios) improves long-term investment returns while reducing volatility.
- Turnover erodes returns:
Excessive turnover, either of assets within portfolios or of whole portfolios, contributes to long-term underperformance.
- Cost minimization is an important component of investment management:
Investment management related costs, including fees and transaction costs, will negatively affect performance especially if such costs are compounded over long periods.
- Determinants of performance:
Asset allocation and portfolio structure - more than individual security selection or market timing - are the principal components of investment performance.
Empirical research has shown that investors are better served by a disciplined investment approach, especially an approach that combines an understanding of the investor's goals and risk tolerance within a well-defined strategy. Our objective in constructing efficient portfolios is to maximize expected returns for a desired level of risk.
Our Investment Process
- Determination of Risk Preference
- Top-Down Asset Allocation Modeling
- Creation of Efficient Portfolio Structures
- Selection of Asset Classes and Setting of Weightings
- Monitoring and Re-balancing
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