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Life
Life insurance is available in many locations worldwide. There are two basic polices: Term Life and Regular Life (also known as Whole Life). To determine whether Term or Whole Life Insurance is right for you, contact an Insurance Advisor for your complimentary consultation today.
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Medical
Medical insurance helps pay medical bills and other expenses in the case you become sick or injured. The coverage may pay your physician, hospital, or pharmaceutical expenses. Policies may provide additional funds if you are incapacitated for an extended period of time. Speak with an Insurance Centre Representative for more information.
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Residential
Residential insurance is available worldwide. It is designed to protect a homeowner, a condo or coop unit owner, and even a tenant in a rental property. It is a series of coverage that insures both Property and Liability exposures. Liability Coverage is automatic on U.S. based policies.
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Automobile
Automobile insurance is available worldwide. Coverages are written to conform to local laws, and policies will vary from country to country (or even within the various internal jurisdictions within one country). Coverage begins with the vehicle and Third Party Liability is available as an option. Special forms such as European Green Cards are included at no additional cost.
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Personal Property
You may own more valuable possessions than you realize. Personal Property insurance helps to protect your valuable personal property in the event that your existing homeowners insurance has deductibles or limitations.
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Personal Liability Umbrella
Personal Excess liability also called "umbrella insurance" can provide an extra layer of liability coverage to protect you.
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Long Term Care
Long-Term Care (LTC) insurance covers the high cost of nursing home or at-home care – the focus of increased concern for many people, considering the aging population and uncertainty about government-sponsored program. Without proper planning, a serious accident or illness could very quickly deplete your hard-earned savings. Only Long-Term Care insurance can provide you with the financial security you need and deserve in your retirement years. Speak with a UNFCU Financial Advisor today and learn how UNFCU members, spouses and immediate family can benefit from available program discounts of up to 10%. We also offer portable coverage for non-US citizens currently living in the US, but planning to retire abroad.
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Travel Short Term Medical
Whether you are traveling for business or pleasure, the Atlas plan may be just what you're looking for. Plans are available from a minimum of 5 days up to a maximum of one year. At no additional cost, the Atlas Series adds coverage for Emergency Medical Evacuation, Acts of Terrorism and Complications of Pregnancy.
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Travel Accident
Travel Accident features high limit Accidental Death and Dismemberment and high limit Permanent and Total Disability insurance - including coverage for most Acts of War and Terrorism. This plan may be purchased alone or as a supplement to any other product. No underwriting is required!
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Student Medical
Student Medical is designed specifically to meet the insurance needs of international students. Whether you are looking for individual coverage or coverage for the entire family, our Select and Budget options have the features you need. Each plan includes coverage for Emergency Medical Evacuation, Intercollegiate Sports, Acts of Terrorism and more!
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Pet Health
UNFCU now offers Pet Health Insurance through Petplan. After 30 years of protecting pets around the world, Petplan is now the world’s largest pet insurance provider and is recommended by more veterinarians, breeder and pet owners than any other provider. Once your pet is insured the covered for life feature protects your pet for illnesses and injuries without age limits as long as the policy is renewed each year without any break in coverage.
To receive an additional 5% discount, use promo code SPD24738.
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Kidnap & Ransom
Kidnap, Ransom and Extortion insurance provides numerous benefits and services to the applicant and the insured. Kidnap, Ransom & Extortion Insurance provides coverage for kidnappings and other events through a combination of financial indemnification and expert crisis management.
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Moving
Moving insurance provides a broad range of worldwide coverage for you and your family’s belongings at every stage during a move - from packing to unpacking. With hassle free claim processing and premiums costing significantly less than insurance from moving companies, once packed, your family can concentrate their thoughts and energies elsewhere, secure in the knowledge that they are covered wherever they go.
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Vacant Home
Insuring a vacant home is a particularly troublesome aspect of any move. In most jurisdictions, domestic insurers are reluctant to cover vacant dwellings. This product provides insurance coverage for vacant principle or secondary dwellings located anywhere in the world.
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